"PREDICTIVE EQUATIONS INCORPORATED TERMS OF USE LAST UPDATED: November 2024 Please read these Terms of Use carefully. By accessing or using any Predictive Equations Incorporated (Predictive AI) website, application, service, or content (collectively, the ""Platform""), you agree to be bound by the terms described herein (""Terms"") and any additional terms and conditions provided in specific areas or features of the Platform. If you do not agree to all of these Terms, please do not use the Platform. 1. Acceptance of Terms By accessing or using the Platform, you represent and warrant that you are at least 18 years old and have the legal authority to accept these Terms. If you are using the Platform on behalf of a company or other legal entity, you further represent and warrant that you are authorized to bind that entity to these Terms. 2. Privacy Policy Predictive AI respects your privacy. Please refer to our Privacy Policy to understand how we collect, use, and disclose your personal information. 3. Ownership of Content and Platform All content available on the Platform, including but not limited to text, graphics, images, models, software, data, and other materials (""Predictive AI Content""), is owned by Predictive AI or its licensors and is protected by copyright, trademark, trade dress, and other intellectual property laws. You agree not to modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any Predictive AI Content without express written permission. 4. Authorized Use of the Platform The Platform is intended for authorized users only. You agree to use the Platform solely for legitimate business or personal purposes related to Predictive AI's products and services and to refrain from the following: Downloading, copying, or re-transmitting any part of the Platform without written permission. Using data mining, robots, or other data extraction tools. Framing or displaying Platform content via similar navigational technology. Attempting to register, subscribe, or otherwise obtain Predictive AI products without authorization. Reverse engineering, altering, or tampering with the Platform or its content. Circumventing or interfering with security features of the Platform. Using the Platform for any illegal or unauthorized purpose. 5. License and Usage Restrictions Predictive AI may grant licenses for certain content through distinct agreements (e.g., image licenses or model licenses). These licenses are non-exclusive, non-transferable, and subject to the terms of the specific agreement. Unless otherwise specified, you are prohibited from using Predictive AI Content: For resale or distribution as a standalone file. In any defamatory, offensive, or otherwise unlawful manner. As part of any logo, trademark, or branding material. Without appropriate attribution where specified by Predictive AI. 6. User Accounts and Security To access some features of the Platform, you may need to create an account. You are responsible for safeguarding your account credentials, and you agree to: Provide accurate and up-to-date account information. Notify Predictive AI of any unauthorized use of your account. Accept all responsibility for activity under your account. Predictive AI reserves the right to monitor activity and may suspend or terminate accounts for unauthorized use. 7. User Submissions and Interactive Areas The Platform may contain forums, blogs, or other interactive features (""Interactive Areas""). You agree not to post or share any content in Interactive Areas that: Violates the rights of third parties or applicable laws. Contains offensive, obscene, or inappropriate content. Promotes illegal activities. Contains viruses or other harmful elements. By posting content in Interactive Areas, you grant Predictive AI a non-exclusive, royalty-free, perpetual, and sublicensable license to use, reproduce, modify, and display your submissions across media. Predictive AI reserves the right to remove or modify content in Interactive Areas at its sole discretion. 8. Copyright Infringement and DMCA Policy Predictive AI respects the intellectual property rights of others. If you believe content on the Platform infringes your copyright, you may submit a notification to Predictive AI's designated Copyright Agent: Copyright Agent Predictive Equations Incorporated 123 Main Street, Suite 400 Seattle, Washington 98104 Email: legal@predictiveequations.com Upon receipt of a valid notification, Predictive AI will promptly investigate and, if warranted, remove the infringing content. 9. Third-Party Links The Platform may contain links to third-party websites. These links are provided solely for convenience. Predictive AI does not endorse or assume responsibility for any third-party content or website. Your use of any third-party site is at your own risk and subject to the terms of that site. 10. Limitation of Liability To the fullest extent permitted by law, Predictive AI disclaims all liability for damages of any kind, including but not limited to direct, indirect, incidental, consequential, or punitive damages, arising out of your use of or inability to use the Platform or its content. In no event shall Predictive AI’s liability exceed any amounts paid by you to Predictive AI for access to the Platform during the six months preceding the claim. 11. Indemnification You agree to defend, indemnify, and hold harmless Predictive AI and its affiliates, employees, agents, and licensors from any claims, damages, or expenses (including attorney fees) arising out of your use of the Platform, any breach of these Terms, or violation of any law or rights of a third party. 12. Modifications to Terms and Platform Predictive AI reserves the right to modify these Terms at any time. Changes will be effective immediately upon posting on the Platform. By continuing to use the Platform after any modifications, you agree to be bound by the revised Terms. Predictive AI may update, modify, or discontinue any part of the Platform at any time, with or without notice. 13. Governing Law and Dispute Resolution These Terms are governed by the laws of the State of Washington, USA. Any dispute arising from or related to these Terms shall be submitted to confidential arbitration in Seattle, Washington, and judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction. 14. Termination Predictive AI reserves the right, at its sole discretion, to terminate or restrict your account or access to the Platform without notice or liability if you violate these Terms or engage in unauthorized use of the Platform. 15. Miscellaneous Provisions Entire Agreement: These Terms constitute the entire agreement between you and Predictive AI regarding the use of the Platform. Severability: If any provision of these Terms is found to be invalid, the remaining provisions shall remain in full force. Waiver: Predictive AI’s failure to enforce any provision shall not constitute a waiver of that provision or any other provision. Assignment: You may not assign your rights or obligations under these Terms without Predictive AI’s written consent. For questions about these Terms, please contact Predictive AI at support@predictiveequations.com.